29 Jan

Choosing the Right Mortgage Agent For You.

Mortgage Tips

Posted by: Elena Bogomaz

Choosing the Right Mortgage Agent For You.

Choosing the right mortgage agent involves several important steps to ensure you find someone who will best serve your needs. Here are some key considerations:

  • Trust and Communication: Choose someone you feel comfortable with and who explains everything clearly—no jargon, just honest, straightforward advice.
  • Check Reviews and References: Don’t just take their word for it—see what other clients have to say about their experience.
  • Experience Matters: Choose a broker who is a full-time professional and fully dedicated to mortgages, not someone who does it part-time.

A full-time professional stay updated on market trends, lender options, and regulations, ensuring you get the best advice and deals.

The right broker can save you time, money, and stress—let’s make your dream home a reality! Ready to get started? Message me today!

#MortgageBroker #CanadianRealEstate #HomeBuyingTips #MortgageAdvice #FinanceGoals

 

16 Jan

Are you leaving free money on the table?

Latest News

Posted by: Elena Bogomaz

Are you missing out on Canada’s most powerful tool for first-time homebuyers?

Most first-time buyers don’t know about this trick to maximize their home savings. Do you?

Did you know the First Home Savings Account, or FHSA, can do more than just help you save for your first home? Let me give you some insider tips you probably haven’t heard yet!

First, if you’re in a high tax bracket, consider this: Contribute $8,000 in December and claim the tax deduction for this year. That’s nearly $4,000 back in tax refunds for your contribution. It’s like free money to help you buy your dream home!

Then, contribute another $8,000 in January. That’s two refunds in back-to-back tax years—up to $8,000 tax refund in your pocket in just a few months!

Here’s another: Not sure when you’ll buy a home? No problem. Use your FHSA to grow your savings tax-free, even if homeownership is years away. And if plans change, you can roll those funds into your RRSP without affecting your contribution room.

And couples, listen up! You and your partner can each open an FHSA, doubling your tax advantages. Even if only one of you is buying, you both benefit.

The FHSA isn’t just a savings account—it’s a powerful tool for building wealth and achieving homeownership. Want to make the most of it? Reach out today, and I’ll help you craft a strategy tailored to your goals!

#FHSA #FirstHomeSavingsAccount #CanadianHomebuyers #MortgageTips #FirstTimeHomebuyer #SaveForAHome #TaxFreeSavings #WealthBuilding #FinancialFreedom #HomeOwnership #RealEstateCanada #MortgageExpert #SmartInvesting #DreamHomeGoals #FinancialPlanning