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Posted by: Elena Bogomaz
Self-Employed in Canada? Here’s What to Know to Stay Tax-Savvy All Year Round! If you’re self-employed — whether full-time or part-time — tax season can feel like a lot. You’re tracking receipts, juggling multiple income sources, and trying to follow CRA rules. It’s no wonder so many people feel confused. The good news? A little […]
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I’ll revise the website post to improve SEO by addressing reading ease, passive voice, and sentence length: What Is A Rate Lock? Your Shield Against Rising Interest Rates Looking for ways to save money on your mortgage? A rate lock can help. This tool protects you from market changes while you finalize your home purchase. […]
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Are you a self-employed professional dreaming of buying a home but worried your tax returns will hold you back? If so, you’re not alone. Many self-employed buyers feel like the traditional mortgage system isn’t designed for them. However, the good news is that qualifying for a mortgage without tax returns is possible, and it’s […]
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Dreaming of Buying a Home with Your Partner? Start Here! Buying a home together is an exciting milestone, but before you dive into house hunting, there’s one crucial step: getting mortgage-ready as a team. Let’s break it down so you can approach the process with confidence and clarity. Why Preparation Matters Applying for a mortgage […]
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Choosing the Right Mortgage Agent For You. Choosing the right mortgage agent involves several important steps to ensure you find someone who will best serve your needs. Here are some key considerations: Trust and Communication: Choose someone you feel comfortable with and who explains everything clearly—no jargon, just honest, straightforward advice. Check Reviews and References: […]
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Are you missing out on Canada’s most powerful tool for first-time homebuyers? Most first-time buyers don’t know about this trick to maximize their home savings. Do you? Did you know the First Home Savings Account, or FHSA, can do more than just help you save for your first home? Let me give you some insider […]
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The biggest lie in Canadian mortgages? That you’re free to switch lenders. Today, that lie becomes truth – and it’s about saving families thousands. Remember that feeling when you got your first mortgage approval? Today, something just as significant happened in Canada, but most homeowners don’t even know about it… For the past decade, we’ve […]
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Purchasing your first home is an exciting and rewarding experience. To make the mortgage process smoother, consider getting pre-approved for your mortgage. What is a Rate Hold? When you get pre-approved, you secure a fixed interest rate for 90 to 120 days. This doesn’t lock you into a specific lender but protects you from potential […]
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A Comprehensive Guide for First-Time Homebuyers in Canada: Key Programs and Strategies for 2024 Buying your first home is a significant milestone. It can also be a challenge, especially in Canada’s competitive housing market. Thankfully, several programs are available in 2024 to help first-time buyers. This guide covers essential programs and strategies to help you […]
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#1 Credit Myth Busted! **Myth:** Closing credit cards boosts your credit health. **Fact:** This move might actually harm your credit score! It seems logical to think that closing a credit card would improve your credit health, but this is not always the case. When you cancel a credit card, you reduce the credit available to […]
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