2 Sep

The Benefit of Rate Holds

Mortgage Tips

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Purchasing your first home is an exciting and rewarding experience. To make the mortgage process smoother, consider getting pre-approved for your mortgage. What is a Rate Hold? When you get pre-approved, you secure a fixed interest rate for 90 to 120 days. This doesn’t lock you into a specific lender but protects you from potential […]

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15 Aug

A Comprehensive Guide for First-Time Buyers in Canada

Mortgage Tips

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A Comprehensive Guide for First-Time Homebuyers in Canada: Key Programs and Strategies for 2024 Buying your first home is a significant milestone. It can also be a challenge, especially in Canada’s competitive housing market. Thankfully, several programs are available in 2024 to help first-time buyers. This guide covers essential programs and strategies to help you […]

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19 Jul

Credit Myth Busted!

Credit Score

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#1 Credit Myth Busted! **Myth:** Closing credit cards boosts your credit health. **Fact:** This move might actually harm your credit score! It seems logical to think that closing a credit card would improve your credit health, but this is not always the case. When you cancel a credit card, you reduce the credit available to […]

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16 Jul

Credit Secrets Every Homebuyer Needs

Credit Score

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Credit Report Secrets: Your Key to Better Mortgage Rates Why Your Credit Report Matters Now More Than Ever Hey there, future homeowners! With interest rates doing the tango lately, your credit report has never been more crucial. As your friendly neighborhood mortgage broker, I’m here to reveal how you can keep your credit game strong […]

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12 Jul

Beware of Car Payment Trap

Mortgage Tips

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Hey, future homeowners!  Ever wondered how that flashy car in your driveway could impact your dream home purchase. Buckle up because I have a financial twist that might actually reshape your home-buying journey. Reduced Borrowing Power: Higher monthly debts mean less money available for your mortgage. In fact, for every $100 in monthly debts, your […]

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